We help you protect what matters most.

Insurance plays a crucial role in any well-rounded financial security strategy. It's there to protect you and your loved ones from financial strain in case of unexpected life events such as death, disability, or critical illness. At Bernard Wealth Management, we're committed to reviewing your current insurance coverages and guiding you in securing any additional protection you might need.

A man is carrying a little boy on his back.

Insurance

is fundamental to securing your financial health and well-being.

Contact Us

At Bernard Wealth Management, our approach goes beyond the conventional boundaries of savings accounts, embracing a comprehensive strategy that is meticulously sculpted around your unique financial landscape, aspirations, and visions for the future. Delving into your goals allows us to forge a bespoke plan, one that not only protects your retirement years but also fortifies your financial well-being in the present.

Our retirement planning services are broad and inclusive, covering essential facets such as income generation, investment oversight, tax optimization, and legacy planning. This integrative method guarantees that each component of your financial portfolio is synchronized, collectively driving towards the fulfillment of your retirement dreams with precision and harmony.

Every person is unique - so is every policy we craft for our clients.

Our approach to insurance services is deeply rooted in personalization and strategic alignment with your financial objectives. We delve into your specific situation to understand which insurance solutions best protect your interests. Furthermore, our relationships with a broad network of insurance providers mean we can offer you comprehensive coverage options that are both effective and cost-efficient.

Our approach to insurance services is deeply rooted in personalization and strategic alignment with your financial objectives. We delve into your specific situation to understand which insurance solutions best protect your interests. Furthermore, our relationships with a broad network of insurance providers mean we can offer you comprehensive coverage options that are both effective and cost-efficient.

A black and white drawing of a target with an arrow in it.

Precise

Customized to suit your individual needs.

A black and white drawing of a sun on a white background.

Adaptive

Adjusting quickly to market fluctuations and life events.

WHAT WE DO

Here are the types of insurance we help provide.

  • Life Insurance: The keystone of security.

    Life insurance is essential, providing your family with financial stability in the unfortunate event of your passing. It delivers a tax-free sum directly to your beneficiaries, covering final expenses, paying off debts, and ensuring a continuous income for your dependents. The benefits of life insurance extend beyond immediate financial relief, offering:


    Immediate financial support for your loved ones when it's most needed.

    Non-taxable death benefits for your named beneficiaries, bypassing probate fees if beneficiaries are outside of your estate.

    Potential creditor protection and the ability to build tax-advantaged savings for retirement or liquidity through certain life insurance policies.

    Our advisors are here to help you navigate the variety of life insurance options available, ensuring they align with your financial security plan. Life insurance is not just an option; it's a vital component of safeguarding your family's future. Let us show you how it can fit into your financial plan.

  • Long-term Care & Disability: Protecting your income.

    Your income is invaluable, underpinning both your current lifestyle and your future financial goals. Imagine the impact of losing this steady stream due to a long-term illness or disability. This is where long-term care, disability, and critical illness insurance become indispensable. These insurance types are designed to protect your earning ability, offering security against the financial implications of unforeseen health issues.


    At Bernard Wealth Management, we specialize in integrating long-term care and disability insurance into your financial security plan, ensuring your income—and consequently, your financial obligations and goals—are protected. Planning for the unexpected is not just prudent; it's essential. Let us help you secure your most valuable asset: your ability to earn.