our services
Here are the ways we protect, manage, and grow your wealth.
From Retirement Planning to Investment Management, Insurance, and Financial Counseling for Businesses, our comprehensive suite of services is designed to meet your every need.
Financial planning for businesses.
At Bernard Wealth Management, your priorities are our priorities. Together, we will navigate the path to identifying and achieving your financial ambitions, ensuring prosperity for both you and your business.

- 401(k) Management
- Endowment Fund Management
- Key Person Life Insurance
- Buy-Sell Agreements
- Deferred Compensation Plans
- Employee Education Meetings
- Private Wealth Management
- Taxable brokerage accounts
- Individual Retirement Accounts (IRAs)
- Roth IRAs
- 529 qualified tuition plans
- Annuities
- Group retirement and savings plans
- 401(k) Plans
- Simplified Employee Pension Plans
- SIMPLE IRAs
- Qualified Retirement Plans
Tailored accounts for every financial need.
Explore our diverse range of account types, each tailored to suit different aspects of your financial journey. Whether you're looking for individual investment opportunities, retirement planning, or business financial solutions, our selection is designed to accommodate your specific goals and circumstances.
Get to know our approach to Investment Policy Statements (IPS).
At Bernard Wealth Management, an Investment Policy Statement (IPS) is crafted and upheld for each client, forming the groundwork for a thorough and structured approach to wealth management. This foundational document not only initiates the investment process but also remains a crucial reference for all subsequent portfolio management decisions.
By gaining a deep understanding of our clients' financial position, we craft portfolios that are precisely aligned with their investment objectives. We continually revisit and update the IPS to reflect any changes in client circumstances, ensuring our strategies remain relevant and targeted towards achieving their financial goals.
We assess the following:
- Client background
- Investment objectives
- Return expectations
- Risk tolerance
- Time horizon
- Income needs
- Liquidity requirements
- Tax considerations
- Additional assets outside our investment management
- Life and disability insurance
- Estate plans
- Asset allocation targets
Supporting growth & stability throughout your journey.
We're dedicated to providing nuanced guidance, ensuring that your unique financial circumstances receive the thoughtful and tailored guidance you deserve.
