Retirement Planning

Most people are concerned with retirement. Key questions may include: How much total wealth will we need? How much income will that wealth produce?

Investment Management

Once account objectives and a target asset allocation have been determined, we manage client portfolios actively with discretion.


Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship.

Financial Counseling

The investment world is constantly evolving, and so is your financial situation. Part of BWM's role as wealth manager is to stay abreast of those changes, and counsel our clients on their financial issues.

For Businesses

At Bernard Wealth Management, what is important to you is what is important to us. We will work with you to help you identify and secure your financial goals, both for yourself and for your business.

Investment Policy Statement

Bernard Wealth Management creates and maintains an Investment Policy Statement (IPS) for every client, which serves as the foundation for a comprehensive and disciplined wealth management process.

Account Types

Bernard Wealth Management manages many different types of accounts. We advise our clients on the appropriate vehicle for their savings, and then assist in the funding process.